Richard Cutter isn't like most insurance investigators. Instead of being equipped with actuarial tables, he's armed with a handgun and a dismissive wit. Why do you carry a gun? asks the exec hiring him to probe a case of multimillion-dollar insurance fraud. It's more effective than a hammer, Cutter replies. Patrick O'Neal brings unshakeable sangfroid to the role of Cutter in this zigzag tale of corporate cover-up and death that's less Bond-like in its pacing and style and more akin to the methodical maneuvering of Harry Palmer.