During a visit with Dr. Kroger, Monk learns that Kroger's son, Troy, has been skipping school and running with a troubled crowd. In fact, at that very moment Troy is skateboarding in a parking lot with his pals Ridley and Pez, and they're about to get into a whole new kind of trouble. The boys come upon a dead man behind the wheel of a car, and the car's backseat is littered with empty bank bags from a recent robbery. There's no money to be found, but Troy comes across a hastily drawn map, and there's a big black X marking the spot where the boys assume the stolen money is hidden.
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