Comedian Dave Sheridan stars with Randy Quaid and Dolly Parton in an outrageous comedy where hilarious things happen to a claims investigator who takes his job a little too seriously! As a child, Frank McKlusky (Sheridan) watched his daredevil father "Madman" McKlusky become comatose in an ill-fated motorcycle stunt. Now as a risk-avoiding adult, he lives with his parents, always wears protective gear, and works by the Claims Investigator Handbook. Insurance fraud wiped out the family finances, but Frank's career compensates. When he suspiciously loses his partner on the job, Frank must become a master of disguise, take on a sexy new partner, and grab evidence to bust up the biggest insurance scam going.